Riggins Law Firm, PA

Because People Matter. . .

Riggins Law Firm, PA

Riggins Law Firm, P.A., wants you to be informed about your rights. Attorney Danialle Riggins will zealously represent you to protect your rights.  I handle Employment law cases, Bankruptcy, Landlord/Tenant, and Family law cases.
 
 Office in Ocala, Florida
Handling cases in the Middle District of Florida- Marion, Citrus, Levy, Sumter and Lake Counties

 

Bankruptcy- Chapter 7

Bankruptcy removes most unsecured debts. Unsecured debts are debts where there is no collateral. They can include credit cards, medical bills, broken leases, signature loans, etc. Secured debts are debts where there is collateral, such as a house loan or a car loan. Bankruptcy does not remove these debts, unless I am willing to give up the collateral (house or car). In this case, any difference between what is owed and what the collateral is worth will be discharged in the bankruptcy and will no longer be responsible for it. However, if I wish to keep the house, car, or any other secured item, must keep making the payments on it.

WHAT YOU NEED TO KNOW

There are certain unsecured debts that are not discharged by bankruptcy. Some examples follow:

Child Support, Alimony, or other debts ordered to be paid through a divorce. Fines and Restitution. Student Loans.Some Tax Debts. Debts where someone is suing me from a car accident case that I caused if (1) you were intoxicated or under the influence of drugs and (2) Bodily injuries resulted to the other person.Credit Card Abuse. This involves "running up" a credit card with large amounts just prior to the bankruptcy. Intentional injury to someone else. For example, if I assaulted someone. Debts involving fraud. One example might be where I sold some valuable assets that were supposed to be collateral for a loan and did not pay the money to the lien holder. Debts from paying non-dischargeable debts, such as paying taxes on a credit card.

 
TIPS BEFORE FILING BANKRUPTCY

The main thing to do, until we need more information of documents from you, is to save any and all financial paperwork that we may need - especially Pay Stubs. Other examples include tax returns, bank statements, and bills or letters you get from creditors. Also, stay in contact with our office. Especially, keeping us informed of any changes in residence and phone numbers.

For More Information like filing fees click here for Bankruptcy Handout.

 The filing fees for bankruptcy petitions are as follows:
Chapter 7 $299.00 Chapter 12 $239.00
Chapter 9 $1,039.00 Chapter 13 $274.00
Chapter 11 $1,039.00 Chapter 15 $1,039.00

 

 We offer reasonable fees and even payment plans.

Contact us online today!
or Call for a free telephone consultation: 352-433-2400(p).

 

Disclaimer

Visitors to this site should not consider this information to be an invitation for an attorney-client relationship and should always seek the advice of competent counsel in their own state. We do not wish to represent anyone viewing this website in a state where this website fails to comply with all laws and ethical rules of the state.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you full written information about our qualifications and experience.

The accounts of recent trials, verdicts and settlements contained in this site are intended to illustrate the experience of the firm in a variety of litigation areas. Each case is unique, and the results in one could be completely different than the results in another. Any Communication with an attorney and staff will remain confidential according to the ABA code of ethics and the Florida Bar Rules governing practicing attorneys.

Contact Us Today

Riggins Law Firm, PA

421 S. Pine Ave.

Ocala, Fla 3441

Phone: 352-433-2400

Fax: 352-351-8054

RigginsLawFirm@RigginsLawFirm.com

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